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The answer is . . NEVER!

It’s never too late to start planning for retirement. When it comes to retirement planning, the biggest question that many people have is whether they will have enough money. And the closer you get to retirement age, the more you might feel that your situation is hopeless.

It’s true that the best retirement plans are those that involve beginning early and aggressively saving for decades. These days obligatory superannuation in Australia have teens starting their retirement savings from their first pay period, all be it not by their own choice. There are always things that can be done to turn your retirement dreams into plans. It. Is. Never. Too Late. However, the best time is now. A few simple tips, that everyone can benefit from with rising inflation coupled with current interest rates include: -

  1. Cut expenses and generate more income.

  2. Pay off your debts.

  3. Adjust your lifestyle.

  4. Use tax-favoured savings vehicles.

  5. Invest in opportunities with unlimited growth.

  6. Create a retirement budget.

  7. Extend your retirement target date.

Starting late with your savings does add more constraints to your retirement plan. Come and talk to one of our planners today about your future retirement.

Call 07 3352 9600


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